Separate property

Property owned individually rather than jointly. In community property states, it usually means property owned before marriage or received as a gift or inheritance during marriage.

Legal & title issues · Updated September 2026

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Part 1 of 4

Why a seller cares

In a community property state, a home owned before the marriage or inherited during it is usually one spouse's separate property. That decides whose signature the sale needs and whose money the proceeds are.

Part 2 of 4

A simple example

You inherited the house from your father during your marriage and kept it in your name. In most community property states it is separate, and your spouse's signature may still be asked for.

Separate property: a simple example
How the home was acquiredWhat it usually is
Inherited, kept in your nameSeparate property
Bought before the marriageSeparate, unless marital money went into it
Bought during the marriageCommunity property, whatever the deed says

Separate property is about how the home came to you. The title company may ask for a spouse's signature anyway.

Part 3 of 4

What people get wrong

That separate means the spouse never signs. Many closers ask for it regardless, to remove any later question.

Part 4 of 4 · where to read next

Where it appears in the sale

What a definition is, and what it isn't

Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.

Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish

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