Market value

The most likely price a home would sell for in an arm's-length deal, with a willing buyer and seller and reasonable time on the market. The number appraisals try to estimate.

Inspections & appraisals · Updated September 2026

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Part 1 of 4

Why a seller cares

Market value is the price a willing buyer and a willing seller would agree on with neither under pressure. It is what the appraisal estimates and what a good list price aims near, and it moves with the market.

Part 2 of 4

A simple example

Three comps put your home's market value near $305,000. The market slows over the summer, and the same comps would now support about $298,000.

Market value: a simple example
The numberWhat it is
Market value, about $305,000What the evidence says the home would sell for now
List price, $309,900What you ask, with room to negotiate
Sale price, $302,000What a buyer actually paid

Market value is an estimate. The sale price is the one fact.

Part 3 of 4

What people get wrong

That market value is what you paid plus what you spent. It is what buyers will pay now, and improvements rarely return their whole cost.

Part 4 of 4 · where to read next

Where it appears in the sale

What a definition is, and what it isn't

Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.

Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish

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