Default

When one side fails to do what the contract requires. Depending on the terms, the other side may be able to keep or reclaim earnest money, sue for damages, or force the sale.

Offers & contracts · Updated September 2026

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Part 1 of 4

Why a seller cares

Default is the contract's word for one side not doing what it promised, and the remedies written next to it decide what a walk actually costs. For a buyer it is usually the deposit; for a seller it can be more.

Part 2 of 4

A simple example

The buyer misses the closing date with no extension and no reason the contract allows. You give notice of default and the contract says what comes next.

Default: a simple example
Who defaultsWhat the contract commonly allows
The buyer, by not closingYou keep the earnest money, or sue for more in some contracts
The seller, by refusing to closeThe buyer can sue for damages or to force the sale
Either side, by missing a step that is later fixedOften nothing, if the other side keeps going

Default is not automatic. Somebody has to call it, and the contract says what they can ask for.

Part 3 of 4

What people get wrong

That a buyer walking always forfeits the deposit. Only a walk the contract does not allow is a default; a walk through a live contingency is not.

Part 4 of 4 · where to read next

Where it appears in the sale

What a definition is, and what it isn't

Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.

Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish

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