Cap rate

Yearly net operating income divided by property price, shown as a percentage. A property that clears $12,000 NOI and costs $200,000 has a 6% cap rate. Investors use it to compare properties in the same market.

Also called capitalization rate · Investment terms · Updated September 2026

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Part 1 of 4

Why a seller cares

Cap rate is how an investor buying your rental turns its income into a price. If the market cap rate is 6% and your net income is $12,000, their number is $200,000, whatever the house next door sold for.

Part 2 of 4

A simple example

Your duplex nets $14,400 a year after expenses. Investors in your market buy at about a 7% cap rate.

Cap rate: a simple example
The arithmeticThe number
Net operating income$14,400
Divided by a 7% cap rateAbout $206,000
Divided by a 6% cap rate, in a hotter market$240,000

Cap rate turns income into price. Raising the income raises the price; a lower cap rate does too.

Part 3 of 4

What people get wrong

That a higher cap rate means a better property. It means a cheaper one for the income, which usually means more risk.

Part 4 of 4 · where to read next

Where it appears in the sale

What a definition is, and what it isn't

Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.

Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish

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